Dental and Vision

Why Dental Insurance?

Dental insurance is not just important to help you look good, it’s also important for good health. Regular cleanings are also essential to your physical health and quality of life. Did you know that you can estimate the amount of plaque in your arteries by the amount of plaque you have in your mouth?

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  • No Waiting Periods
  • Choose Your Own Dentist Option
  • - Three Cleanings Per Year
  • Lifetime Deductible
  • Up to $5,000 Calendar Year Maximum Plans Available
  • Implant Coverage & Major Services Covered
  • Individual Dental Insurance for You and Your Family
  • Classic Network

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  • No waiting periods
  • Benefits increase after the first year
  • Annual maximums increase to $1000 in the second year; $1250 in the third year; and $1500 in the fourth year
  • Access to more than 100,000 Delta Dental PPO providers nationwide and more than 70% of the practicing dentists in Tennessee

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  • Dental, Vision and Hearing Insurance – No Networks (Manhattan)
  • Individual and Family plans
  • ages 18 – 85

Why Vision Insurance?

A comprehensive dilated eye exam by an optometrist or ophthalmologist (eye doctor) is necessary to find eye diseases in the early stages when treatment to prevent vision loss is most effective. During the exam, visual acuity (sharpness), depth perception, eye alignment, and eye movement are tested.

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The Direct Vision Insurance plans includes in-network and out-of-network benefits. Choose from EyeMed or VSP network plans. Lowest out-of-pocket cost in vision care. Why choose a network? When you use a network provider you maximize your benefits with low co-pays and overall lower out-of-pocket costs.

Provider Network Access:

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Consumer’ #1 choice in vision care, Individual plans cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through the nation’s largest doctor network.

(Family plan – child to age 27)