What Is Critical Illness?
Critical Illness coverage protects your financial security. The cash benefits are designed to pay cash benefits directly to you regardless of any other insurance coverage you have should you or a covered family member be diagnosed with cancer, suffer a heart attack or have a stroke. The cash benefits help give your family peace of mind that the bills can be paid. You may need to cover out-of-pocket medical co-payments and deductibles, prescription drug copays. You may have lost of income or need additional time off work. You decide how this cash benefit needs to be used for the protection of your financial security.
What is Hospital Indemnity?
When you’re hospitalized, your health insurance coverage may leave you with substantial out-of-pocket expenses. Hospital Indemnity Insurance help pay for out-of-pocket expenses associated. It provides a cash benefit paid directly to you, which can help with your out-of-pocket expenses associated with Daily Hospital Confinement, Ambulance Trips, or Short Duration Hospital stays as well as additional benefit rider.
Is short-term care insurance right for you?
Are you like most Americans and prefer to recuperate at home? Short-Term Home Health Care helps cover your insurance deductibles and co-payments. Benefits are paid directly to you regardless of any other insurance you may have. Short-Term Home Health Care will pay daily benefits and has additional benefit riders to choose from.